RHOC Star Vicki Gunvalson Accused of Fraud and Negligence in Lawsuit by Insurance Customer

by Lindsay Cronin

RHOC's Vicki Gunvalson And Her Insurance Company Sued By 82-Yr-Old Woman For Fraud, Negligence, And Emotional Distress

Vicki Gunvalson is facing legal drama after being sued by an 82-year-old woman named Joan Lile, who claims she was lied to by the Real Housewives of Orange County on a number of occasions over the past two decades.

According to a new report, Joan is suing the reality star and her company, Coto Insurance & Financial Services, for “fraud, breach of fiduciary duty, negligence, intentional infliction of emotional distress and breach of contract.”

The Blast shared details of the court documents filed by Joan on April 6 in which Joan claimed she and her husband, Robert Lile, purchased a long-term care insurance policy that would ensure that if one of them were to pass away, the living partner’s medical premiums would be covered.

In the documents, Joan accused Vicki of “preying on the confidence and trust” of her and her husband by promising the policy they were given included a provision she referred to as a “Lifetime Waiver of All Premiums for a Surviving Spouse.”

“This SWOP benefit was of utmost importance to the Liles because Robert Lile was significantly older than Joan Lile and wanted, above all else, to know that his wife would be protected financially upon his passing,” the documents explained. 

Joan went on to reveal that Vicki knowingly misrepresented her policies to her and Robert over the course of 20 years, “throughout which time [Lile] paid ever-increasing premiums yet was ultimately denied the specific benefit on which the purchase of the policy was predicated.”

According to Joan, she attempted to use her SWOP option after her husband Robert passed away in 2017 but was denied.

She is now suing Vicki and Coto Insurance & Financial Services for unspecified damages.

Vicki has not yet responded to the lawsuit.

Photo Credit: Tony DiMaio/startraksphoto.com